How Much Can You Get From ODSP

How much can you get from ODSP if you are eligible?

Here we use 2 examples to explain and caculate. But please note our information are based on internet search results. So we only provid for informational purposes only and does not constitute legal advice or an official assessment of your eligibility. We do not guarantee the accuracy, completeness, timeliness, or reliability.

Example 1:

Let's say you are a single person living with your parents in Ontario and you have a monthly income of $3,000 after taxes. You pay $1,500 for rent and utilities, and you spend $1,000 on food, clothing and other personal items for yourself and your parents. You also have $10,000 in savings. Your parents have no income or assets.

If your parents apply for ODSP, they may be eligible for income support as a couple with a disability. The maximum amount of income support for a couple with a disability is $1,971 per month as of September 2022. This amount is also broken up into two parts: basic needs and shelter allowance. However, since you are providing food and shelter to your parents, they are considered to be in a board and lodging situation. This means they will receive the ODSP Board and Lodging amount, which is $1,021 per month as of September 2022.

However, this amount will be reduced by the amount of financial support you provide to your parents. Since you spend $1,000 on food, clothing and other personal items for your parents, their income support will be reduced by $1,000. This means they will receive $21 per month from ODSP.

There are some other benefits that your parents can get besides income support. For example:

• They can get health benefits such as prescription drugs, dental care, vision care, medical supplies and equipment.
• They can get employment supports such as job search assistance, training and education programs, transportation costs and work-related expenses.
• They can get other benefits such as the Transition Child Benefit, the Remote Communities Allowance and the Special Diet Allowance.

These benefits can help your parents improve their health and well-being, find employment opportunities and reduce their living costs. They can also help you save some money on your expenses.

Example 2:

Let's say you are a married person living with your wife, two children and your parents in Ontario. You have a monthly income of $5,000 before taxes and you pay $2,000 for mortgage and utilities. You also spend $2,000 on food, clothing and other personal items for yourself and your family. You have $10,000 in savings. Your parents have a monthly pension of $600 from another country.

If your parents apply for ODSP, they may be eligible for income support as a couples with a disability. The maximum amount of income support for a couple with a disability is $1,971 per month as of September 2022. This amount is also broken up into two parts: basic needs and shelter allowance. However, since you are providing food and shelter to them, they are considered to be in a board and lodging situation. This means they will receive the ODSP Board and Lodging amount, which is $1,021 per month as of September 2022.

However, this amount will be reduced by the amount of financial support you provide to them and any income they have from other sources. Since you spend $2,000 on food, clothing and other personal items for them, their income support will be reduced by $2,000. This means they will receive $0 per month from ODSP.

However, your parents also have a pension of $600 from another country. This income will also affect their income support. ODSP will deduct 50% of their pension income from their income support amount. This means they will have an overpayment of $300 per month ($600 x 50% - $0). This overpayment will be recovered from their future income support payments or other benefits.

They also have other benefits that they can get besides income support. For example:

• They can get health benefits such as prescription drugs, dental care, vision care, medical supplies and equipment.
• They can get employment supports such as job search assistance, training and education programs, transportation costs and work-related expenses.
• They can get other benefits such as the Transition Child Benefit, the Remote Communities Allowance and the Special Diet Allowance.

These benefits can help them improve their health and well-being, find employment opportunities and reduce their living costs. They can also help you save some money on your expenses.

Disclaimer: The information provided in this post is for general informational purposes only. It is not intended to be a substitute for professional advice, opinion or endorsement. The author does not guarantee the accuracy, completeness or validity of any information on this site and will not be liable for any errors, omissions or delays in this information or any losses, injuries or damages arising from its use. Readers are advised to do their own research and verification before relying on any information presented here.